Umbrella Insurance Agency

Gun Barrel City, TX | Athens, TX

24/7 Policy Access 

Bundling Options 

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Protect Your Assets With Additional Liability Coverage

When standard insurance policies reach their limits, umbrella insurance provides that additional layer of protection you need. At Ruth Martin Insurance, we'll help you secure comprehensive coverage that safeguards your financial future. Our umbrella insurance agency in Henderson County, TX and surrounding counties offers:

  • Extended liability protection beyond your existing policies
  • Coverage for legal fees and court costs
  • Protection against claims not covered by standard policies
  • Defense for lawsuits and personal injury claims
  • Additional coverage for rental properties
  • Confidence knowing your assets are protected


Reach out to us today for a personalized umbrella insurance quote.


When You Need Extra Liability Protection

Life's unexpected events can result in costly lawsuits that exceed your standard policy limits. Umbrella insurance fills that gap and protects you when accidents happen. Consider additional coverage if you have:

  • Significant assets like real estate or investments
  • A swimming pool or trampoline on your property
  • Teenage drivers in your household
  • Rental properties or vacation homes
  • High net worth requiring asset protection
  • Activities that increase liability risk


Without adequate coverage, a single lawsuit could devastate your financial security. We'll assess your situation and recommend the right amount of protection.


Why Choose Ruth Martin Insurance

As a locally owned and family owned insurance agency, we've served Henderson County, TX and surrounding counties for over 30 years. Our commitment to personalized service sets us apart. You'll benefit from:

  • Free quotes delivered within the next business day
  • 30+ years of experience in umbrella insurance
  • 24/7 policy access for claims and payments
  • Bundling options that save you money
  • Personalized guidance tailored to your needs
  • Local knowledge and responsive service


We'll work with you to create a comprehensive protection plan that fits your budget while securing your assets. Our experience means you'll get coverage that works when you need it most.


Contact Us

Protect your financial future by securing the right coverage now. Our team at Ruth Martin Insurance is ready to evaluate your current coverage and identify any gaps that umbrella insurance can fill. We'll explain your options clearly, answer all your questions, and provide a quote that fits your budget. With 24/7 policy access and decades of experience, we make securing additional liability coverage simple and straightforward.


Contact us today to learn how umbrella insurance can protect everything you've worked hard to build.

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Ruth Martin Insurance

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File claims or make payments at 2 AM or on Sunday—whenever it's convenient for you. With 24/7 online policy access, you're always in control of your coverage.

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